Respected. Knowledgable. Partner.
I’ve talked a lot about our financial peace journey and how we’re following Dave Ramsey’s Baby Steps plan. Until yesterday, we were on Baby Step 4. We really shouldn’t have been, but our own laziness kept us there for a very long time. With the new year, I’ve seen and been part of quite a … Continue reading Baby Steps Four and Five
We recently went on a BIG shopping trip. It was one of those trips where you pile all the bags on your counter when you get home. A trip that could have been overwhelming. With a budget, we found that neither of us felt bad after a day of shopping. I was tired, but not feeling remorseful … Continue reading Shopping on a budget can be fun!
It’s been a while since I’ve talked about our finances. {Let’s be honest. It’s been a while since I’ve talked about anything!} We’ve found that our motivation for following the budget flows up and down depending on the time. While I was nursing my broken foot, we floated by from month to month. We weren’t … Continue reading Prioritizing financial goals
On this Thanksgiving, I am thankful for so much. My husband. Without him I wouldn’t be the person, wife, or mother that I am today. He has un-waivering faith in my career, my goals, and who I am today as well as who I want to be tomorrow. He’s my biggest cheerleader in and out of our … Continue reading Giving Thanks
I wrote started writing about our Financial Peace University journey. It was something we half-heartedly started with little expectations. Our only hope was to walk away having learned something. Our class ended about two months ago and we walked away with more than just something. A couple of weeks after our class was over, we … Continue reading Debt free!!
Debt snowball. Dave Ramsey’s debt snowball lesson is simple. Start with your smallest debt and attack. Once that debt is paid off, take that payment and apply it to your next smallest debt. It’s a snowball effect. One payment added to another. The unique aspect of this approach is that you aren’t getting rid of … Continue reading {Financial Peace University} Debt Snowball
Thoughts from the zero budget lesson: A zero budget is HARD! We’ve still got a week and a half left and we’re still on track, but it’s getting close. I never realized how many “things” pop up. A friend wants to go to lunch, a group gift, a trip to Wal-Mart, a bachelor party, and … Continue reading Financial Peace: Week 4
Our third week of Financial Peace University was about a cash flow plan. It’s about doing a zero budget. That means that you budget all of your money. All. Of. Your. Money. You plan where everything goes, down to the last penny. The general budget was easy. Like I’ve said, we’ve done that before. We … Continue reading Financial Peace, Week 3
I’ve decided to take you along on our journey to financial peace. Tune in every (hopefully!) Sunday night as I reflect on the week’s lesson. I’m reminded again why a budget is important. It’s not there to track where the money went, it’s there to plan where the money goes. It’s a chance to sit down … Continue reading Financial Peace, Week 2: A Budget
Today, I’m featured over on Mary’s blog. I met Mary a few years ago. When I met Mary she had just ended her career as an accountant so she could stay home with their son. I’ve been watching (and Internet creeping) from the sidelines as she became a stay-at-home mom, became a Mary Kay consultant, used the Internet … Continue reading {Guest Post} Financial Peace