Financial Peace, Week 3

4 thoughts on “Financial Peace, Week 3”

    1. Thanks, Kelsey! I’m really excited about the class and everything we’re learning! I’ll check out your blog, I haven’t made it past your fashion blog and I’m sure I’ll learn some good things from you guys!


  1. We completed ours just this afternoon as most of this week either one or both of us were working and I also had to make a short business trip. Now, we’ll be on track to achieve our goal of $5k saved by the end of May specifically toward a new vehicle for my husband, and will be continuing to add to our Emergency Fund to slowly get it from 4 months of expenses to 6 as that’s what we’re most comfortable with.

    We also budgeted for the month of June tonight just because our income will change drastically that month and we wanted to plan ahead as much as possible. Hubby will no longer be substitute teaching for the summer, and it’s also unfortunately the month that a hefty student loan payment will start. But, we figured out what we had to rearrange and not contribute money to for that time period (approx June-August) and to avoid taking money out of savings to cover normal costs.

    In the past Hubby has mainly relied on my judgement in regards to savings and debt, and it worked out fine. However, FPU has enabled us to talk about some things we normally may not talk about (and/or halfheartedly plan for… i.e. plan for on paper, but not to this detail or actually follow through!) 🙂 I love it because we both have a voice and it’s gratifying to know that we will accomplish what we need to because we’ve planned ahead as a cohesive unit.


    1. Sara,
      That’s awesome that you’ll have your $5k goal by the end of May! You guys are doing awesome!! Your great motivation for us. We’ve got a car payment to get rid of before we can really focus on the next car. I can think of nothing better than to buy a car with CASH! I’m so excited to hear how you feel about the budget and finances this summer. I forgot about the income drop. I hope this class helps you guys work out a simple solution that makes you both feel comfortable with your money, while still living like no one else! I agree, this is opening up conversations that we haven’t had. I told Bryan that if we didn’t get anything out of it, I hoped to have a lot of conversations that we normally wouldn’t have had. Thanks for sharing your thoughts!


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