Respected. Knowledgable. Partner.
It’s no secret that Dave Ramsey lives in my house. Even if we don’t have a budget set for the month, he’s still in these four walls. Here’s the thing about not having a monthly budget, he’s here in a not fun way. I know it’s a reflection of his principles and our belief in them that … Continue reading 5 Reasons Why Falling off the Budget Wagon Sucks
I love talking to people about Dave Ramsey and budgeting. I’ve been having a lot more of those conversations lately and I think it’s for a reason. Not only is it helping others, but it’s helping me get the “intensity” back. Bryan and I have a renewed excitement towards our budget and our financial dreams. … Continue reading Monthly tracking and budgeting
I wrote started writing about our Financial Peace University journey. It was something we half-heartedly started with little expectations. Our only hope was to walk away having learned something. Our class ended about two months ago and we walked away with more than just something. A couple of weeks after our class was over, we … Continue reading Debt free!!
Debt snowball. Dave Ramsey’s debt snowball lesson is simple. Start with your smallest debt and attack. Once that debt is paid off, take that payment and apply it to your next smallest debt. It’s a snowball effect. One payment added to another. The unique aspect of this approach is that you aren’t getting rid of … Continue reading {Financial Peace University} Debt Snowball
Thoughts from the zero budget lesson: A zero budget is HARD! We’ve still got a week and a half left and we’re still on track, but it’s getting close. I never realized how many “things” pop up. A friend wants to go to lunch, a group gift, a trip to Wal-Mart, a bachelor party, and … Continue reading Financial Peace: Week 4
Our third week of Financial Peace University was about a cash flow plan. It’s about doing a zero budget. That means that you budget all of your money. All. Of. Your. Money. You plan where everything goes, down to the last penny. The general budget was easy. Like I’ve said, we’ve done that before. We … Continue reading Financial Peace, Week 3
I’ve decided to take you along on our journey to financial peace. Tune in every (hopefully!) Sunday night as I reflect on the week’s lesson. I’m reminded again why a budget is important. It’s not there to track where the money went, it’s there to plan where the money goes. It’s a chance to sit down … Continue reading Financial Peace, Week 2: A Budget
Today, I’m featured over on Mary’s blog. I met Mary a few years ago. When I met Mary she had just ended her career as an accountant so she could stay home with their son. I’ve been watching (and Internet creeping) from the sidelines as she became a stay-at-home mom, became a Mary Kay consultant, used the Internet … Continue reading {Guest Post} Financial Peace