If you’ve been around this space for a while you know we live by a budget. Bryan does all the monthly work and I try to keep us on track each month. (Haha, and by try I mean I help him by trying to pay attention to spend.) He tries to track spend halfway through the month so we know what we’ve got left. Last week he was working on tracking and sent me a summary email. The message included notes about categories that we had used up and how to deal with checks that are cashed months later. It was riveting for him to write and me to read.
“See that food is busted. Your dinner Thursday will have to come out of another category. It’s pretty much Abees that killed us this time. We need to stay out of those places that have waiters and waitresses.” Good call, sorry to those who serve food. It’s not worth our spend at this point in our life. We can make food that tastes just as well if not better. And we pay you more.
He signed his name and included a new signature.
Husband, Family Financial Tracker, Dish Washer, Lunch Maker, Dream Killer.
My husband is a funny guy. If you can’t laugh with him you’ll cry about all the dreams that he’s killed. 😉
In all seriousness, budgeting has saved our life. We spent a few years throwing away a lot of money on food and fun. At the end of the year we didn’t have anything to show for all the money we’d lost. Yet, we had all these goals for big items that we wanted to buy and felt like we couldn’t because somehow we didn’t have any money. So we started following Dave Ramsey’s plan and we’re in control of our money! It takes away the stress of finances. (Ok, for the most part. It can still be a little stressful when we want something and are putting our money elsewhere.) If we’ve learned anything about marriage, it is to remove as many stressful obstacles as possible.